GUIDES

Finances

The finance screen is what keeps you in a job. It shows the club balance, the week’s bookings, a forecast for the coming week, and the season totals. Green is positive. Red is negative.

Football Manager Pro finance screen with the weekly income and expenses, the forecast for the next week and the season totals
This week’s bookings, next week’s forecast and the season totals.

The matchday

Every Wednesday, Friday and Sunday the game takes player wages and any loan instalments. It does this whether or not you play at home. Income on those days can include sponsorship, stadium receipts from a home match, friendly income, and cup or international prizes. If spending stays above income, the balance falls.

The forecast is an estimate of the coming week before the matchday is calculated. Open it before a transfer and before a contract. A fee you can afford on Monday can be a wage you cannot afford on Friday.

Rules that keep clubs alive

  • Invest in the stadium and sponsors before you expand the squad.
  • Keep wages inside sponsorship plus typical gate receipts. A strong, overpriced squad eats the budget.
  • Schedule friendlies on matchdays with no competitive game. With a decent ground, and especially at home against a strong first-division side, the gate split really adds up. Both clubs receive 50 percent.
  • Use the bank for a bridge, not as a model. Loans are 10,000 to 2,000,000, three at a time, and the instalment is principal plus interest on every matchday. Repay early when the balance allows. A loan does not repair wages that are permanently too high.

Warnings

Around −500,000 you get a warning by email. At −3,000,000 you’re sacked for poor financial planning, and the club becomes free for another manager. The starting budget is about 4,500,000 in the first division, 3,000,000 in the second and 1,500,000 in the third.

You can also get sacked for being away, separate from the finances: 14 days without a login, after a warning at 7 days. A short visit that checks this screen counts. Both clocks are on how to start. The wider argument for why managers fail here, including the sports-betting prize of 500,000 for the season, is on club economy.

Premium does not change these numbers. Detailed statistics can help you pick a player. They do not pay the wage. Premium stays optional.

Your club is waiting.